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CD Calculator
Project the maturity value of a certificate of deposit (CD) — enter your deposit, rate and term to see the interest earned and final balance.
如何使用此工具
- 1Paste or type your input above.
- 2The result updates instantly.
- 3Copy the output with one click.
常见问题
How is CD interest calculated?+
CDs use compound interest: A = P × (1 + r/n)^(n×t), where n is how often interest compounds per year. Most banks compound daily or monthly, which is why the APY is slightly higher than the stated rate.
Is my data private?+
Yes. The tool runs entirely in your browser — nothing you paste or type is uploaded to a server.