SIP 计算器
了解每月定投（SIP）通过复利增长的潜力，估算到期金额、累计投入本金及财富增值额。
如何使用此工具
- 1在上方字段中输入您的投资数据。
- 2数据输入后结果实时更新。
- 3调整各项参数以对比不同投资方案。
常见问题
SIP 是如何运作的？+
您每月定额投入，每笔资金购入基金份额并随时间复利增长，即便每月金额较小，长期积累也相当可观。
应该预设多少收益率？+
历史上，权益类共同基金长期年化收益约为 10—14%，但收益无法保证。建议同时模拟保守和乐观两种情景。
这个计算器免费吗？+
完全免费，无需注册，全程在浏览器本地运行，您的数据不会外传。
教程与深度解析
SIP vs Lumpsum: Which Builds More Wealth?
SIP or lumpsum — which investment strategy builds more wealth? Real numbers, rupee cost averaging explained, and a clear comparison to help you decide.
How EMI Is Calculated: Formula, Example and Amortization Explained
Learn exactly how EMI is calculated using the standard formula, a step-by-step INR example, amortization table breakdown, and how tenure and prepayment affect your loan.
The Power of Compound Interest: Formula, Rule of 72, and Examples
Master compound interest with the A=P(1+r/n)^nt formula, the Rule of 72, frequency comparisons, and start-early examples that show exactly how wealth grows.
FD vs RD vs SIP: Where Should Your Savings Go?
Compare Fixed Deposits, Recurring Deposits, and SIPs on returns, risk, liquidity, and tax. Real numbers, worked examples, and a clear decision framework for Indian savers.