FD 定期存款计算器
计算任意金额、利率、期限和复利频率下的定期存款（FD）到期金额及所得利息。
如何使用此工具
- 1在上方字段中输入您的存款数据。
- 2数据输入后结果实时更新。
- 3调整各项参数以对比不同存款方案。
常见问题
FD 利息是如何计算的？+
大多数银行按季度复利计算 FD 利息：A = P × (1 + r/n)^(n×t)。本计算器支持自定义复利频率以匹配您的银行政策。
这个计算器免费吗？+
完全免费，无需注册，全程在浏览器本地运行，您的数据不会外传。
教程与深度解析
FD vs RD vs SIP: Where Should Your Savings Go?
Compare Fixed Deposits, Recurring Deposits, and SIPs on returns, risk, liquidity, and tax. Real numbers, worked examples, and a clear decision framework for Indian savers.
7 Proven Ways to Reduce Your Home Loan EMI
Cut your home loan EMI with balance transfers, prepayments, and rate negotiation. Practical strategies with worked examples for Indian borrowers.
SIP vs Lumpsum: Which Builds More Wealth?
SIP or lumpsum — which investment strategy builds more wealth? Real numbers, rupee cost averaging explained, and a clear comparison to help you decide.
The Power of Compound Interest: Formula, Rule of 72, and Examples
Master compound interest with the A=P(1+r/n)^nt formula, the Rule of 72, frequency comparisons, and start-early examples that show exactly how wealth grows.