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Home Equity Calculator

Work out how much equity you have in your home, your loan-to-value ratio, and how much you could potentially borrow against it.

如何使用此工具

  1. 1Paste or type your input above.
  2. 2The result updates instantly.
  3. 3Copy the output with one click.

常见问题

How much home equity can I borrow?+

Most lenders let you borrow up to 80–85% of your home's value minus the mortgage balance. This tool shows the borrowable amount at the common 85% combined loan-to-value (CLTV) limit.

Is my data private?+

Yes. The tool runs entirely in your browser — nothing you paste or type is uploaded to a server.

了解更多

  • Home Equity Calculator: formula and example
  • home equity calculator explained
  • Common mistakes with home equity calculator