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Simple Interest Calculator

Calculate simple interest and total repayment using I = P × r × t.

How to use this tool

  1. 1Enter your figures in the fields above.
  2. 2Results update instantly as you type.
  3. 3Adjust the inputs to compare different scenarios.

Frequently asked questions

When is simple interest used?+

Simple interest is common on short-term loans, car loans and some personal loans where interest is charged only on the original principal.

Is this calculator free?+

Yes. It's completely free, needs no sign-up, and runs entirely in your browser so your numbers stay private.

Learn more

  • Simple vs compound interest
  • How car loan interest works
  • Simple interest worked examples