Finance Calculators
EMI, SIP, GST, income tax, mortgage and investment calculators with clear breakdowns and charts.
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Global
Mortgage Calculator
Estimate your monthly mortgage payment, total interest and amortization schedule for any loan amount, rate and term.
Compound Interest Calculator
Calculate compound interest and final balance for any principal, rate, period and compounding frequency.
Inflation Calculator
See how inflation erodes purchasing power and how much money you'll need in the future to match today's value.
Simple Interest Calculator
Calculate simple interest and total repayment using I = P × r × t.
Salary to Hourly Calculator
Convert an hourly wage into weekly, monthly and annual salary — or work backwards from a salary.
ROI Calculator
Calculate return on investment (ROI) and annualized ROI from your initial and final amounts.
CAGR Calculator
Calculate the Compound Annual Growth Rate (CAGR) between a starting and ending value over a number of years.
Savings Goal Calculator
Find out how much you need to invest each month to reach a savings goal by a target date.
Investment Calculator
Project the future value of an investment with an initial amount plus regular monthly contributions.
Personal Loan Calculator
Calculate the monthly payment on a personal loan, plus the total interest and total repayment over the full term.
CD Calculator
Project the maturity value of a certificate of deposit (CD) — enter your deposit, rate and term to see the interest earned and final balance.
Roth IRA Calculator
Project the tax-free balance of your Roth IRA at retirement from your current balance, monthly contributions and expected return.
APY Calculator
Convert a nominal interest rate (APR) into the effective annual yield (APY) based on compounding frequency.
Salary Increase Calculator
See your new salary after a raise — enter your current pay and the percentage increase.
Credit Card Payoff Calculator
Find out exactly how long it will take to pay off your credit card — and how much interest you'll pay along the way.
House Affordability Calculator
Estimate how much house you can afford using the 36% debt-to-income rule, your existing debts and current mortgage rates.
NPS Calculator
Project your National Pension System (NPS) corpus at 60, how much you can take as a lumpsum (up to 80% for non-government subscribers), how much of it is tax-free, and the minimum annuity.
Loan Payoff Calculator
See how long it will take to pay off a loan at a fixed monthly payment — and exactly how much interest you'll pay before you're debt-free.
Dividend Calculator
Calculate the dividend income from a stock or fund holding — annual, quarterly and monthly — from your investment amount and dividend yield.
Home Equity Calculator
Work out how much equity you have in your home, your loan-to-value ratio, and how much you could potentially borrow against it.
Sukanya Samriddhi Yojana (SSY) Calculator
Project the maturity value of a Sukanya Samriddhi account: deposits for 15 years, tax-free compounding until maturity at 21 years.
FIRE Calculator (Financial Independence)
Calculate your FIRE number — the portfolio size at which investment returns can cover your living expenses forever.
Present Value Calculator
Calculate the present value of a future sum — what money you'll receive later is worth today, discounted at your chosen rate.
Down Payment Calculator
Work out the cash you need up front for a home: the down payment, the loan amount, and estimated closing costs.
Cap Rate Calculator
Calculate the capitalization rate of a rental property — annual net operating income divided by the property value — to compare real-estate returns.
Step-Up SIP Calculator
See how increasing your SIP by a fixed percentage every year (matching your salary growth) dramatically boosts the final corpus.
EPF Calculator
Estimate your Employees' Provident Fund corpus at retirement (58), combining your contribution and the employer's EPF share with compound interest.
Income Tax Calculator (India, New Regime)
Estimate your income tax under India's new tax regime for tax year 2026-27 (FY 2026-27), with the ₹75,000 standard deduction, the rebate up to ₹12 lakh, marginal relief and 4% cess applied automatically.
Rule of 72 Calculator
Estimate how many years it takes for money to double at a given annual return, using the classic Rule of 72.
HRA Exemption Calculator
Calculate how much of your House Rent Allowance is exempt from income tax under the old tax regime, and how much is taxable. From tax year 2026-27 the 50% metro limit covers eight cities.
India
SIP Calculator
See how a monthly SIP (Systematic Investment Plan) can grow with compounding. Estimate maturity value, total invested and wealth gained.
FD Calculator
Calculate fixed deposit maturity value and interest earned for any amount, rate, tenure and compounding frequency.
PPF Calculator
Project your Public Provident Fund (PPF) maturity amount with annual compounding over a 15-year (or extended) horizon.
EMI Calculator
Calculate your loan EMI (Equated Monthly Installment), total interest payable and a full amortization schedule for any loan amount, rate and tenure.
RD Calculator
Estimate the maturity value of a recurring deposit where you deposit a fixed amount every month.
SWP Calculator
Plan a Systematic Withdrawal Plan: see how long your corpus lasts and the remaining balance when you withdraw a fixed amount monthly.
Home Loan EMI Calculator
Estimate your home loan EMI, total interest and amortization schedule. Compare tenures and rates to find an affordable monthly payment.
GST Calculator
Add or remove GST at the current rates (5%, 18% or 40% after GST 2.0, plus 3% for gold and silver). See the GST amount, CGST/SGST split and the net or gross value instantly.
Lumpsum Investment Calculator
Project the maturity value of a one-time lumpsum investment using annual compounding.
Car Loan EMI Calculator
Work out the monthly EMI on a car loan, plus the total interest and repayment over the full tenure.
Gratuity Calculator
Estimate the gratuity payable using the 15/26 formula, now under the Code on Social Security, 2020 (in force since 21 November 2025), which also covers fixed-term employees after one year.
Choosing the right finance calculator
Start with the decision you are making. Most questions here are about borrowing, growing savings, or tax.
Borrowing
EMI Calculator answers "what will my monthly instalment be" for a loan amount, rate and tenure; the home loan and car loan versions use the same reducing-balance formula with defaults suited to those loans. Loan Payoff Calculator asks the opposite question: you set the monthly payment and it shows how long the balance takes to clear and how much interest you pay on the way. For US home buyers, Mortgage Calculator covers principal and interest only, so budget property tax and insurance on top.
Saving and investing
SIP Calculator projects a fixed amount invested every month, while Lumpsum Investment Calculator projects one amount invested once; compare the two when deciding what to do with a bonus. Among Indian deposits, FD Calculator handles a one-time deposit and RD Calculator a monthly one. Compound Interest Calculator works in any currency and lets you change the compounding frequency, which helps when two offers quote returns in different ways.
Tax
Income Tax Calculator (India, New Regime) estimates what you owe under the new regime, so you can check your employer's deduction or plan investments before the year ends.
Every result is an estimate based on the numbers you enter. Deposit and loan rates change, so confirm the current rate with your bank or the official scheme page before you commit. All calculations run in your browser.