Finance Calculators

Estimate your monthly mortgage payment, total interest and amortization schedule for any loan amount, rate and term.

Calculate compound interest and final balance for any principal, rate, period and compounding frequency.

See how inflation erodes purchasing power and how much money you'll need in the future to match today's value.

Calculate simple interest and total repayment using I = P × r × t.

Convert an hourly wage into weekly, monthly and annual salary — or work backwards from a salary.

Calculate return on investment (ROI) and annualized ROI from your initial and final amounts.

Calculate the Compound Annual Growth Rate (CAGR) between a starting and ending value over a number of years.

Find out how much you need to invest each month to reach a savings goal by a target date.

Project the future value of an investment with an initial amount plus regular monthly contributions.

Calculate the monthly payment on a personal loan, plus the total interest and total repayment over the full term.

Project the maturity value of a certificate of deposit (CD) — enter your deposit, rate and term to see the interest earned and final balance.

Project the tax-free balance of your Roth IRA at retirement from your current balance, monthly contributions and expected return.

Convert a nominal interest rate (APR) into the effective annual yield (APY) based on compounding frequency.

See your new salary after a raise — enter your current pay and the percentage increase.

Find out exactly how long it will take to pay off your credit card — and how much interest you'll pay along the way.

Estimate how much house you can afford using the 36% debt-to-income rule, your existing debts and current mortgage rates.

Project your National Pension System (NPS) corpus at retirement (60), including the 60% lumpsum you can withdraw and the 40% annuity purchase.

See how long it will take to pay off a loan at a fixed monthly payment — and exactly how much interest you'll pay before you're debt-free.

Calculate the dividend income from a stock or fund holding — annual, quarterly and monthly — from your investment amount and dividend yield.

Work out how much equity you have in your home, your loan-to-value ratio, and how much you could potentially borrow against it.

Project the maturity value of a Sukanya Samriddhi account: deposits for 15 years, tax-free compounding until maturity at 21 years.

Calculate your FIRE number — the portfolio size at which investment returns can cover your living expenses forever.

Calculate the present value of a future sum — what money you'll receive later is worth today, discounted at your chosen rate.

Work out the cash you need up front for a home: the down payment, the loan amount, and estimated closing costs.

Calculate the capitalization rate of a rental property — annual net operating income divided by the property value — to compare real-estate returns.

See how increasing your SIP by a fixed percentage every year (matching your salary growth) dramatically boosts the final corpus.

Estimate your Employees' Provident Fund corpus at retirement (58), combining your contribution and the employer's EPF share with compound interest.

Estimate your income tax under India's new tax regime (FY 2025-26 slabs) with the standard deduction, Section 87A rebate and 4% cess applied automatically.

Estimate how many years it takes for money to double at a given annual return, using the classic Rule of 72.

Calculate how much of your House Rent Allowance is exempt from income tax under Section 10(13A) — and how much is taxable.

See how a monthly SIP (Systematic Investment Plan) can grow with compounding. Estimate maturity value, total invested and wealth gained.

Calculate fixed deposit maturity value and interest earned for any amount, rate, tenure and compounding frequency.

Project your Public Provident Fund (PPF) maturity amount with annual compounding over a 15-year (or extended) horizon.

Calculate your loan EMI (Equated Monthly Installment), total interest payable and a full amortization schedule for any loan amount, rate and tenure.

Estimate the maturity value of a recurring deposit where you deposit a fixed amount every month.

Plan a Systematic Withdrawal Plan: see how long your corpus lasts and the remaining balance when you withdraw a fixed amount monthly.

Estimate your home loan EMI, total interest and amortization schedule. Compare tenures and rates to find an affordable monthly payment.

Add or remove GST at 5%, 12%, 18% or 28%. See the GST amount, CGST/SGST split and the net or gross value instantly.

Project the maturity value of a one-time lumpsum investment using annual compounding.

Work out the monthly EMI on a car loan, plus the total interest and repayment over the full tenure.

Estimate the gratuity payable under the Payment of Gratuity Act using the 15/26 formula.