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Down Payment Calculator
Work out the cash you need up front for a home: the down payment, the loan amount, and estimated closing costs.
How to use this tool
- 1Paste or type your input above.
- 2The result updates instantly.
- 3Copy the output with one click.
Frequently asked questions
Do I really need 20% down?+
No β many loans allow 3β5% down, but below 20% you'll typically pay private mortgage insurance (PMI), which adds to your monthly cost until you reach 20% equity.
Is my data private?+
Yes. The tool runs entirely in your browser β nothing you paste or type is uploaded to a server.
Learn more
- Down Payment Calculator: formula and example
- down payment calculator explained
- Common mistakes with down payment calculator