SIP Calculator
See how a monthly SIP (Systematic Investment Plan) can grow with compounding. Estimate maturity value, total invested and wealth gained.
How to use this tool
- 1Enter your figures in the fields above.
- 2Results update instantly as you type.
- 3Adjust the inputs to compare different scenarios.
Frequently asked questions
How does a SIP work?+
You invest a fixed amount every month. Each installment buys units and earns returns that compound over time, so even small monthly amounts grow significantly over the years.
What return should I assume?+
Equity mutual funds have historically returned ~10β14% annually over long periods, but returns aren't guaranteed. Model a conservative and an optimistic case.
Is this calculator free?+
Yes. It's completely free, needs no sign-up, and runs entirely in your browser so your numbers stay private.
Guides & deep dives
SIP vs Lumpsum: Which Builds More Wealth?
SIP or lumpsum β which investment strategy builds more wealth? Real numbers, rupee cost averaging explained, and a clear comparison to help you decide.
How EMI Is Calculated: Formula, Example and Amortization Explained
Learn exactly how EMI is calculated using the standard formula, a step-by-step INR example, amortization table breakdown, and how tenure and prepayment affect your loan.
The Power of Compound Interest: Formula, Rule of 72, and Examples
Master compound interest with the A=P(1+r/n)^nt formula, the Rule of 72, frequency comparisons, and start-early examples that show exactly how wealth grows.
FD vs RD vs SIP: Where Should Your Savings Go?
Compare Fixed Deposits, Recurring Deposits, and SIPs on returns, risk, liquidity, and tax. Real numbers, worked examples, and a clear decision framework for Indian savers.