FD Calculator
Calculate fixed deposit maturity value and interest earned for any amount, rate, tenure and compounding frequency.
How to use this tool
- 1Enter your figures in the fields above.
- 2Results update instantly as you type.
- 3Adjust the inputs to compare different scenarios.
Frequently asked questions
How is FD interest calculated?+
Most banks compound FD interest quarterly: A = P × (1 + r/n)^(n×t). This calculator lets you choose the compounding frequency to match your bank.
Is this calculator free?+
Yes. It's completely free, needs no sign-up, and runs entirely in your browser so your numbers stay private.
Guides & deep dives
FD vs RD vs SIP: Where Should Your Savings Go?
Compare Fixed Deposits, Recurring Deposits, and SIPs on returns, risk, liquidity, and tax. Real numbers, worked examples, and a clear decision framework for Indian savers.
7 Proven Ways to Reduce Your Home Loan EMI
Cut your home loan EMI with balance transfers, prepayments, and rate negotiation. Practical strategies with worked examples for Indian borrowers.
SIP vs Lumpsum: Which Builds More Wealth?
SIP or lumpsum — which investment strategy builds more wealth? Real numbers, rupee cost averaging explained, and a clear comparison to help you decide.
The Power of Compound Interest: Formula, Rule of 72, and Examples
Master compound interest with the A=P(1+r/n)^nt formula, the Rule of 72, frequency comparisons, and start-early examples that show exactly how wealth grows.