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Home Equity Calculator
Work out how much equity you have in your home, your loan-to-value ratio, and how much you could potentially borrow against it.
How to use this tool
- 1Paste or type your input above.
- 2The result updates instantly.
- 3Copy the output with one click.
Frequently asked questions
How much home equity can I borrow?+
Most lenders let you borrow up to 80β85% of your home's value minus the mortgage balance. This tool shows the borrowable amount at the common 85% combined loan-to-value (CLTV) limit.
Is my data private?+
Yes. The tool runs entirely in your browser β nothing you paste or type is uploaded to a server.
Learn more
- Home Equity Calculator: formula and example
- home equity calculator explained
- Common mistakes with home equity calculator