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Home Equity Calculator

Work out how much equity you have in your home, your loan-to-value ratio, and how much you could potentially borrow against it.

How to use this tool

  1. 1Paste or type your input above.
  2. 2The result updates instantly.
  3. 3Copy the output with one click.

Frequently asked questions

How much home equity can I borrow?+

Most lenders let you borrow up to 80–85% of your home's value minus the mortgage balance. This tool shows the borrowable amount at the common 85% combined loan-to-value (CLTV) limit.

Is my data private?+

Yes. The tool runs entirely in your browser β€” nothing you paste or type is uploaded to a server.

Learn more

  • Home Equity Calculator: formula and example
  • home equity calculator explained
  • Common mistakes with home equity calculator