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House Affordability Calculator
Estimate how much house you can afford using the 36% debt-to-income rule, your existing debts and current mortgage rates.
How to use this tool
- 1Paste or type your input above.
- 2The result updates instantly.
- 3Copy the output with one click.
Frequently asked questions
How much house can I afford on my salary?+
A common rule: total debt payments (including the new mortgage) shouldn't exceed 36% of gross monthly income. This tool backs out the maximum loan and adds a 20% down payment to estimate price.
Is my data private?+
Yes. The tool runs entirely in your browser β nothing you paste or type is uploaded to a server.
Learn more
- House Affordability Calculator: formula and example
- house affordability calculator explained
- Common mistakes with house affordability calculator