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House Affordability Calculator

Estimate how much house you can afford using the 36% debt-to-income rule, your existing debts and current mortgage rates.

How to use this tool

  1. 1Paste or type your input above.
  2. 2The result updates instantly.
  3. 3Copy the output with one click.

Frequently asked questions

How much house can I afford on my salary?+

A common rule: total debt payments (including the new mortgage) shouldn't exceed 36% of gross monthly income. This tool backs out the maximum loan and adds a 20% down payment to estimate price.

Is my data private?+

Yes. The tool runs entirely in your browser β€” nothing you paste or type is uploaded to a server.

Learn more

  • House Affordability Calculator: formula and example
  • house affordability calculator explained
  • Common mistakes with house affordability calculator